So what’s up with the request for donations?

For those that have followed my tweets and blogs over the past little while may have noticed something a little different recently.  Many of my #TechTip tweets and blog posts are including a donation section in them.  Why?

I have always enjoyed educating people about technology and ways to stay connected.  It gives me a unique opportunity to think about challenges small business owners face every day when they look for ways to help improve their business.  I have gotten a lot of positive feed back on my daily #TechTips and I want to keep up promoting them.

I have decided to ask people to do one of two things if they like my #TechTips or blog posts: Share them on Facebook, Twitter, Google+, LinkedIn, Reddit, whatever social media platform you like.  If you think it is an interesting topic, Like it, Share it, post it, +1 it!  Fairly Simple.  Secondly, I will start accepting donations to help keep the site up and running.  I’m going to accept them via Bitcoin.

Bitcoin?  Why bitcoin?  

Some of you may not have heard of bitcoins.  They are a new internet based currency/commodity that allows for near instant and secure payments over the Internet.  Bitcoins are generated completely online by computers that work to run the system.  You may be wondering why I am doing this instead of suggesting something like PayPal.  This is part revenue generation, and part Internet experiment.

Do away with paywalls in journalism with purchase/donate payments

Journalism has been facing a dilemma for a number of years.  How do you pay journalists for their work in an online world where news is almost expected for free?  Many news sites have turned to paywalls that require you to make a payment to read the article.  This has not become favourable with many Internet users who are used to finding news online for free.  Also with such a plethora of news articles and blogs that are free, it makes justifying those paywall payments difficult.  Advertising is the other most common method of paying for journalists work.  The natural problem comes when advertisers who contribute their dollars to a news source have the potential to influence the editorial board of a news site.   History is full of instances of those with money influencing the news story to their favour.  How do you balance revenue with journalistic independence?

I recently discovered an interesting way to promote journalistic integrity online while bringing in revenue.  I was doing some research for a recent blog post I wrote on bitcoins (Available here to read) and saw how bitcoins are being used to make micro payments to make donations to writers and bloggers for their work.  The example went on to explain how easy it was to send a bitcoin donation simply by posting a picture of a QR code with your bitcoin address on it.  Imagine supporting an independent journalist by sending them a small donation.  With bitcoins, you can make small donations to the fraction of a penny, meaning a small donation of a few cents can be made.  A single donation of a few cents may not sound like much, but on a larger scale, like the number of people who read an article, it can add up.

I want to make a proof of concept experiment to prove it is possible to request, and generate revenue, using bitcoins for secure and annonomous donations for work done.

Help me prove this concept. As stated above, if you like my work, share it on social media.  If you have bitcoins, consider helping out by making a small donation.  If you don’t have any bitcoins, but are interested, we’d be happy to help introduce you to the idea of bitcoins, and point you in the right direction of where to look to get involved.

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Tech Tip – Scanning business cards make searching easier

#TechTip The Rolodex is so 80’s. Take a picture of business cards and upload them to a site that will store and make them searchable.

#TechTip The Rolodex is so 80’s. Take a picture of business cards and upload them to a site that will store and make them searchable.

Everything is searchable these days on the internet and on your Smartphone. shouldn’t your list of new contacts also be?

 It wasn’t that long ago I used to have a big book that I slid in all of the business cards I collected from networking functions.  They were great for seeing them as I flipped through the pages.  I did find though, after years of networking and collecting business cards in books and boxes, finding that one card I wanted was difficult.  Yes, I could see it easier by flipping through pages upon pages of cards in a book, but I still had to find it.  If I needed that card while I was out and about, then I was in trouble.  There was no way I was toting all those cards along with me every time I went out.  There had to be a better solution.  Fortunately, there is.  Lots of them.

Scanning your cards and uploading them to online databases is the easiest way to do so.  Evernote has always been my preferred go to for storing information for later retrieval.  Its ability to scan words, even in images makes searching really easy.  Using the camera feature built into Evernote, you can take a picture of the card and store it in a notebook just on cards.  When needed, simply search for a name, or even a keyword associated with that card (Something like “Mortgage” or “Legal” if you are looking for a Mortgage broker or Lawyer you once met)  Evernote will see the keywords on the card and make them searchable.

Shoeboxed is another service that takes your business cards, receipts and other documents and scans them for you.  You just send them over to them in the regular mail and they scan them for you and make them accessible online.  You can then take those scanned documents and sync them with your Evernote account or one of many other online storage spaces.

There are also a number of card scanner apps for your Smartphone that you can use.  They will scan a card, and take the relevant information from it to put in your contacts list.  There are almost too many to mention, but I have used CamScanner, which converts all your documents into pdf files.  Do a search in the App store for what

Evernote also makes another app called Hello.  While not a true card scanner, it allows you to enter information from a card, and have it pull information from the contacts LinkedIn profile and populate in a note on Evernote with all the details you need.  You can also take a picture of the card and attach it to the note.

These are just some of the different methods of using your Smartphone to throw out your old Rolodex and Business Card holders.  Do you have a preferred method of tracking your contacts?  Leave them in the comments below.

If you like this blog post, please share it with others to educate them on tools to help keep them connected.  If you would like to make a donation to this blog to help fund the #TechTip tweets and blog posts, please feel free to do so by sending a bitcoin donation to my address.

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Why Small Businesses should consider Bitcoins for payment

Bitcoins have been making their way into the mainstream media recently, and I’m sure many have been wondering what is it all

Bitcoin donations and payments accepted

If you like this blog post, please feel free to make a donation and share my blog with others

about?

First, a Bitcoin is a form of digitally encrypted currency (or a commodity, depending on how you

look at it) that allows individuals to make secure payments over the Internet or in person for almost no cost.  There is no central organization that runs Bitcoin. Instead, it runs on a peer-to-peer network technology where everyone who uses it contributes in one way or another to the management of the system.  There are many good resources online to learn more about the technical aspects of how it works, but for those who want an easy to understand version of how the system works, I recommend this video:

Why should my business accept Bitcoins when I already take Credit and Debit cards?

Businesses need to offer as many choices as possible to make the process of buying your products and services as easy as possible.  Unfortunately, it costs money in order to accept money.  If you are not simply doing cash transactions, then you need to pay for banking fees, a Point of Sale system and the monthly fees that come associated with it, a percentage of all payment received for credit card transactions (usually around 3% but can vary) as well as the merchant account you need.  All in all, accepting payment by credit card can be quite expensive and eat into your profit margins.  Bitcoin transactions can be exchanged for very little costs.  In order to process transactions through the Bitcoin network, computers have to handle the transaction and record it in the general leger of all Bitcoin transactions.  That takes time, usually an hour.  If you pay a small fraction more, you can have your transaction sped up.  The cost of accepting Bitcoins is probably around 1% or less of a total transaction value.

As well as them being cheaper to accept than traditional payment forms, they are easier and safer for electronic fund transfer.  When you buy something online with your credit card, you are providing your card number, expiry date, and the security code to the business.  You can be sure they do their best to keep your information safe, however as we have heard about in the news recently, large data breaches in major retailers have led to the loss of millions of individuals credit card information.  With those numbers, criminals can make purchases on your account.  With Bitcoin however, a transaction can only be done between the two parties buying and selling.  Once a Bitcoin transaction occurs, it can not be undone, and the information you provide for the payment can not be stolen and used to make other purchases.  This benefits the consumer since there is little risk of fraudulent activity after your transaction.

From a business perspective, accepting the payment means secured funds.  Since a transaction can not be tampered with, the funds you receive are yours and there is virtually no risk of being clawed back.  It is about as close to having cash in hand as you can get in an online world.

Who uses Bitcoins?

There is a bit of a “What comes first?” scenario with Bitcoins.  You want to spend your Bitcoins on things, but not many places accept them, and businesses don’t think they need to accept them since no one has them.  As described above, the time and costs involved in accepting Bitcoins is fairly small, so it makes it worth it to investigate it.  Consumers are starting to come more on board with the idea and are wanting to use their existing Bitcoins.  It will create a snowball effect as more businesses begin accepting them, more people will start using them.

Recently, Overstock.com in the US announced they would begin accepting them as a form of payment, and as of the time of this writing, TigerDirect.com announced they were going to begin accepting them as payment for products online.  These are just 2 of the many businesses that are beginning to offer them as an option alongside their traditional payment methods.

I hear the cost of Bitcoins changes rapidly.  What if I make a trade for Bitcoins and then the price drops?

Just like any currency or commodity, the value for Bitcoins has been fluctuating recently. This high degree of volatility may make some businesses worried about jumping on the bandwagon.  For those that don’t want to play around with the risk of fluctuating worth of Bitcoins, there are merchant solutions that will handle the Bitcoin sale for you and immediately convert your Bitcoins into traditional currency.  BitPay allows you to integrate their merchant services into payment process.  You can then offer payment by Bitcoin on your website and have the funds converted into your home currency.  They will then do daily deposits into your bank account with the value of your sales.  Since you are getting the transaction value at that current price, you do not need to worry about how much the price for a Bitcoin fluctuates.  Your money is safe, and in your traditional bank account.

I thought Bitcoins were associated with a lot of criminal activity?

Recent news has been about the FBI shutting down a website that offered illegal products and services in exchange for Bitcoins.  The semi anonymous nature of Bitcoins has attracted some criminal activity online. In actual fact, Bitcoins do leave a trace online and are searchable.  Although everyone has a unique and anonymous address given to them, all transactions from an address are part of the worldwide leger of transactions.  This makes Bitcoins more of a security risk to criminals than traditional cash would.  Therefore, Bitcoins should be less of an interest to criminals than cold, hard cash.

Are there any downsides to Bitcoin?

As with any option, there are always pros and cons.  If you want to get involved with Bitcoins, there are a few things to consider.  As mentioned previously, Bitcoins value fluctuates quite a bit.  For the most part it is moving up, however if you are going to hold on to Bitcoins for a while, keep in mind that it can change in value compared to other traditional (fiat) currencies.

Right now, acquiring Bitcoins is a bit of a challenge.  You need to find someone in person to trade with, or set up an account with an exchange to convert.  It is getting easier to buy them now with Bitcoin ATMs starting to spring up all over the world.  While still  few and far between, they are making headway.

Making sure you manage your Bitcoins also requires a bit of thought.  Many online wallets are available, but it is still best to keep them stored on a computer for security.  Just remember if you do store them on a local hard drive, don’t throw it in the garbage without backing it up!

I am interested, but don’t know where to start

There are many great places to start investigating how to get involved.  The website www.bitcoin.org is a great place to get information on how to get started.  There are a number of other resources online such as online wallets, exchanges, and Bitcoin businesses that are popping up that will help you get set up.  Many major cities are also building up communities of Bitcoin enthusiasts who are more than willing to share their knowledge.

If you are a small business and want some guidance on where to look for information on Bitcoins, feel free to contact me by Twitter @Stealth2377 or fill out the contact information below.

If you enjoyed this post, found it informative and useful, please share it with your friends on Social Media, and consider making a donation to help keep this blog funded.

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Tech Tip: Sending Voicemail to Email

#TechTip Setup your voicemail to forward messages as email attachments. Then you have a record of all messages.

I have had a lot of people interested in finding out more about this Tech Tip of mine.  First, lets start by getting one thing clear:  While it can be easy to set this up, its not a one step process and may invoice extra fees.

Many people in the corporate world may be familiar with this feature that logs all their voicemails as email messages.  Major phone systems have been able to do this for years, including systems from Cisco and others.  For small businesses and individuals, there may be a few steps you need to take.

Lets look at mobile phones first:

All of the wireless carriers will provide voicemail service with your phone.  The basic service just records your message, but sometimes the enhanced services will offer features like Voice to Text emails.  This feature will take your voice message, have a computer analyze the recording and turn it into a plain text file that is then emailed to you.  (Often with a voice attachment included)  Telus I know does this, and Rogers has their Visual Voicemail Plus service which offers something similar.  The enhanced services often cost extra, but you may have them bundled into a feature package.  If you are not sure if it is set up, or if you have it, give your wireless provider a call and find out what steps you need to take to set it up.

Although its not available in Canada (yet!), Google Voice offers a service where it will take your message, and send you an email and/or text with the transcript available, as well as the voice attachment.  The Google Voice App also will send the message direct to your phone for quick play over a data connection instead of having to call in.  Google Voice has been very slow in deploying outside of the US, but rumours are that they want to increase their presence and Canada is the most likely next target.  I have used Google Voice myself for quite a while now using some sneaky work arounds and have been quite impressed with it.

VoIP Service

Voice over internet service providers have a lot to offer the average customer.  More than I plan to write about today.  But Voicemail to email is definitely one of those benefits.  Really, the number of ways you could hook this up is too high to list here, but let me give you an example of how I have some of my phones hooked up for this:

1 Number calling:  By Providing everyone with a VoIP number and having them call me through a VoIP phone system, calls can come to my office phone, and wireless phone at the same time, and if I don’t answer either, it goes to the Phone system voicemail.  That service then texts me and emails me to let me know there is a message.  I just download the attachment and listen to the message.

Cell phone forwarding: If everyone already calls your cell number, then you can try the call forwarding trick.  Check with your provider if you have Call Forwarding on your account, and activate the “Call Forwarding – No Answer” or “Call Forwarding – Unavailable” feature.  This will let your phone ring for a period of time, and if there is no answer, automatically forward to a phone number you designate.  Set up a phone number with A VoIP provider (Either a phone system or directly with a VoIP provider) that offers voicemail service and Voicemail-to-Email.  Direct your calls to forward to that number if you don’t answer your cell.  Once the VoIP provider picks up the voicemail, it will convert your message into a file and email it to you.

There are a number of providers out there that can do this, so before you make a decision, find out if you just need voicemail, or want to have a VoIP phone line that goes with it as well.  As mentioned, there will be some additional costs these ways, but depending on how important it is, it may be worth it.  Typically costs for any service like this can range from a couple of bucks up to maybe $15/month.

VoIP is an ever changing environment, and with new entrants possibly coming into Canada (Again, I’m looking at you GOOGLE!!!!) then expect features to improve and costs to come down.

If this has still peaked your interest, contact me and I can put you in touch with some options.